Could I end up paying more for insurance than someone else the same age?   

 

It is possible yes, as your age not the only aspect the insurance company considers when determining your premium.

Your age is one of the primary criteria that determines your premium - but we have provided below a list of the other important aspects: -

  • How much you want to insure for
  • How long you want insure for
  • Your health record
  • Whether you smoke
  • How much alcohol you drink
  • Your weight in relation to your height
  • Your occupation
  • Whether you have any dangerous pursuits (e.g. potholing)
  • Whether you often visit countries with known health risks

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