Is there any investment value in my life insurance policy?    

 

No. At the end of the term your payments end and the policy ends - it's just like car insurance!

If you survive to the end of the policy's term, the policy is finished, and there is no investment value. The only time that life insurance has a value is when the policyholder dies and a claim is made.

It is Life Assurance that combines a guaranteed sum insured with a form of investment. However we do not sell life assurance because the monthly premiums can be quite steep.

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