What happens if I urgently need life insurance in order to complete my house purchase?   

 

You will be able to arrange life insurance quickly if you take action now - in our experience, insurers accept about 1 in 3 applications as soon as they receive them.

The insurance company will be able to place you on risk within minutes.

If your application is not accepted straight away and you have a tight deadline, the options available to you depend upon why the insurance company wouldn't immediately accept your application.

The delay will usually be connected to some query relating to your health, in which case your broker will need to speak to the insurer to find out exactly what the problem is. They may be able to make arrangements to speed progress along.

In an extreme case, your broker may be able to arrange to place you on risk with an insurance company that will accept you. This will probably means it's not the cheapest insurer, but you will get cover quickly.

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