Loans and Secured Loans    

Well think again - because Scrouge's Great Loans Offer is now on!

Loads of amazingly cheap loan deals with the lowest interest rates and the best terms.
The key to saving money when borrowing is to select the correct loan, one that suits your circumstances perfectly, yet also provides the most efficient, ie the cheapest method, of giving you the cash you need for as long as you need it. Selecting the wrong loan will not only prove more expensive but could also be very frustrating. Let our partners work to find you the best loan to fit your needs - that way you'll save money too!
Scrouge works alongside ClickLoans one of the UK 's top brokers who have direct access to all the top providers in the UK . Your details arrive at ClickLoans within seconds and one of their experts will phone you personally to chat to you about your needs. They'll then give you a range of incredibly cheap loan quotations.

And Scrouge doesn't mind if you've got a poor credit history. Whatever your circumstances or reason for seeking a cheap loan you won't need to go anywhere else! Even if you're looking for the best secured loan, personal loan, tenants loan or debt consolidation loan, Scrouge and ClickLoans will oblige. ( Click here to see APR rates and Statutory Warnings )

ClickLoans will contact you within 2 business days with not one, not two, but a whole selection of cheap Deals just for you.

Considering changing your car, going on the holiday of a lifetime, getting married, treating yourself to a bit of luxury - even cosmetic surgery! Personal Unsecured Loans can be used for simply any purpose !
Loans from £1,000 to £25,000 available.

These are loans exclusively for homeowners and the loan will be secured against your home. Because of the security provided, secured loans enjoy the very best terms. Most secured loans range from £10,000 to £250,000 as most people asking for a loan less than £10,000 will probably ask for an unsecured Personal Loan.
Please see the Statutory Warning at the foot of this page.

All applications from Tenants are welcome. Whether you're a private tenant, a council tenant or a tenant of a housing association, your application is always welcome. You can spend the money anyway you like and you're under No Obligation whatsoever.

If you consolidate your outstanding loans, credit and store cards etc into one loan, you may be able to reduce your monthly outgoings by reducing the overall interst you need to pay each month. That should make it far simpler to manage your family finances and reduce your personal stress. Enjoy life without credit worries!

You'd be amazed how many people have an impaired or poor credit history. Credit card arrears, mortgage arrears, County Court Judgements - these and more all create problems when applying for a loan.
So long as you are a homeowner, the odds are that ClickLoans will find a range of cheap loans for you at a choice of great rates . Then spend the cash exactly how you want - there are no restrictions. Apply now without obligation.
( Click here to see APR rates and Statutory Warnings )

Never borrow more than you need - you'll only end up paying more back interest and your monthly repayments will be higher.

Remain in control - make sure you know exactly what the monthly loan repayments will be and how much you'll pay back in total.

Make "like for like" comparisons - the APR's are based on a standard formula set down by UK law. This enables you to make an exact comparison of the interest rates on the loans you are being offered.

Lenders are different - lenders charge different interest rates and some may charge some extras like legal charges or administration charges. Check closely what they are offering.

Watch out for the small print - although the lowest APR is always the main factor for a cheap loan, you should always check out the small print as any extra conditions will always be found there. Be wise - sometimes it isn't the loan with the lowest APR that suits you best.

Make one loan application at a time - please be aware that all your applications will be recorded on the credit files held by centralised credit agencies. Multiple applications are certainly frowned upon by banks, mortgage lenders and other lenders and to making multiple applications will usually reduce your credit rating. The centralised credit agencies hold their computerised records for years.

Consider insurance for your loan - if you were to lose your job, have an accident or become sick, you will still have to make your repayments. So it's a good idea to take out insurance - especially if you have a secured loan. (i.e. the loan is secured on your house).

If you can't meet you monthly repayments, t alk to your loan provider - if you cannot meet your loan repayments, then immediately get in touch with your lender to discuss the financial problems you are experiencing. They will usually try to be accommodating and discuss your options. You can then decide the best course of action.

Finally, always check out the alternatives - Will your mortgage lender give you a better deal by extending your mortgage rather than you taking out a secured or unsecured loan?