The lender will only need to contact your employer if you can't provide three original pay slips. Sometimes, your bank statements will be accepted as an alternative to pay slips.
If you cannot produce these payslips, because, for example you've only just joined the employer, the loan company may contact your employer to conform your position, that it is permanent and your annual salary. They may also ask about any bonus arrangements. Alternatively, some lender will accept sight of 3 months bank statements that prove incoming income.
If you are applying for a loan through your bank, they will have details of your salary on your bank records, so you may not need to provide any further evidence of income.
However, if the lender needs to contact your employer, they will always ask for your permission first. Because both the lender and employer will normally ask to see your permission in writing, the application process will be delayed a few days whilst this is obtained from you and posted on by the lender to your employer. Naturally, the loan company will never divulge any details of you application to your employer, so your application details will remain confidential.
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