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Are interest rates negotiable?    
 

No, when a lender makes you an offer, the interest rate is non-negotiable. If the rate of interest offered is not acceptable to you, your only alternative is to shop around for a new lender or, if the loan offer was for an unsecured loan, change that to a secured loan where rates are always keener.

 

 

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Alliance Internet Ltd is an Appointed Representative of Financial Connexions Ltd. Financial Connexions Ltd is authorised and regulated by the Financial Services Authority.
Please note that our mortgage and loans service is not regulated by the Financial Services Authority.